John Ritter Office of Markets Financial Economist Education Summary Ph.D. Finance, University of Rochester,2016 M.S.B.A Applied Economics, University of Rochester, 2011 M.S. Operations Research, University of Delaware, 2007 B.S. Physics, University of Delaware, 2004 B.E. Electrical Engineering, University of Delaware, 2004 Fields of Interest Market microstructure Information and market efficiency International financial markets Professional Experience Financial Economist Division of Economic and Risk Analysis U.S. Securities and Exchange Commission 2016-Present Senior Risk Analyst Card Services JPMorgan Chase 2006-2008 Publications Matthew Gustafson, Ivan Ivanov, and John Ritter, 2015, Financial Condition and Product Market Competition, Journal of Corporate Finance 31, 1-16. Contact Email: ritterj@sec.gov Phone: 202-551-8383